There are two ways to apply to the CIBIL TransUnion Credit Score – Online or Offline (buy post). Online is quicker (4 working days) as there is no time lag in paying fee and depositing relevant documents. Here is what you need to do to get it online –
Step 1- Go to CIBIL and fill in the Online Request Form. You will have to provide your personal details such as Name, Date of Birth, Address, Phone, Email address (to deliver the report and score), available identification details such as PAN Card, Voters ID, Passport, Driver’s License. You will also need to provide couple of existing loan or credit card details (if applicable).
Step 2- Make the payment of Rs. 470/- (CIBIL TransUnion Credit Score + Credit Report) via Net Banking/Credit Card/Debit Card/Cash Card.
Step 3- After successful payment processing, you will receive your unique CIBIL Identification Number.
Step 4- The system will now ask you multiple choice format questions (3-5) related to your existing loans and credit cards accounts etc. You will need to correctly answer these questions for successful online authentication. Please keep all your loan and credit cards details handy.
Step 5- If your online authentication is successful, you will receive a confirmation message from the site. You will get your credit report and score in next four working days. In case if your online authentication is failed, please follow online instructions on how to get your credit score.
If you face any problem contact – CIBIL Customer Care.