1- CIBIL TransUnion Score
This section reflects your CIBIL TransUnion Score, which is widely used by loan providers to evaluates loan applications. An individual’s CIBIL Credit Score ranges between 300-900, and is calculated on the basis of the information in the ‘Accounts’ and ‘Enquiry’ section of the Credit Report.
2- Personal Information
It contains your personal details such as your name, Date of Birth, Gender and other ID proof details such as Income Tax ID (PAN), Passport, Drivers Licence and Voter ID.
3- Contact Information
It contains address, phone numbers, mobile numbers, e-mail ID and other contact related details. The address also explain whether the address is residential address, official address, permanent address or temporary address (Max up to 4 address and email address are provided).
4- Employment Information
It contains your occupation and income (at the time of opening credit facility) as reported by the lender for a particular credit account.
5- Account Information
It contains the name of lender/s, the type of credit facilities (home loan, auto loan, credit card etc), the account number/s, whether single or jointly held, when each account was opened, date of the last payment, loan amount, current balance, amount overdue and a month on month record of up to 36 months of payments.
6- Enquiry Information
It contains the enquiries done on the credit report of the consumer, by lending institutions. The details show your loan applications such as the name of the lender, date of the application, the type and its size. If more number of enquiries is present (in short period of time), then a negative impression may build because it is a clear sign that the borrower is hungry for credit.