What is ECS/Direct Debit Payment? ECS is Electronic Clearance Service. This is a facility by which premium is deducted by bank at pre-decided date and remitted to LIC. To avail of ECS facility, policy holder submits mandate form to LIC and also authorizes bank to deduct premium. … [Read more...] about How to Pay LIC Premium via ECS/Direct Debit?
What is an e-Insurance Account?
What is an e-Insurance Account? e-IA stands for "e-Insurance Account" or “electronic insurance account”, which will safeguard the insurance policy documents of policyholders in electronic format. What kind of insurance policies can one keep in Electronic Insurance … [Read more...] about What is an e-Insurance Account?
How to Open Minor/Child/Kid PPF Account?
Who can Open Minor/Child/Kid PPF Account? 1- Either father or mother can open a PPF account on behalf of his/her minor child but not both. 2- Grandparents can also open the account in the name of grandchildren only in the case of both the parents died. Documents you … [Read more...] about How to Open Minor/Child/Kid PPF Account?
How to Get Duplicate National Savings Certificate (NSC)?
When is Duplicate NSC issued? If the Certificate is lost, stolen, destroyed, mutilated or defaced, the rightful owner of such certificate may apply for the issue of a duplicate certificate in the specified form (NC29) to the post office where the certificate is registered or to … [Read more...] about How to Get Duplicate National Savings Certificate (NSC)?
How to encash National Savings Certificate (NSC)?
The duration of the National Savings Certificate Scheme - NSC VIII Series is six years and ten years for NSC IX Series and the NSC certificates can be enchased at the end of this period, wherein the principal, along with the cumulative interest, is paid to the investor. The … [Read more...] about How to encash National Savings Certificate (NSC)?
How to File an Online Complaint against Post Office Investments (NSC, PPF, RD, MIS)?
What all Complaint can I file? The complaint may relate to any grievance against the any Post Office Investment Products e.g. Indira Vikas Pathra, Kisan Vikas Pathra, Monthly Income Scheme, National Savings Certificate, Public Providend Fund, Savings Bank i.e. (a) Issue of … [Read more...] about How to File an Online Complaint against Post Office Investments (NSC, PPF, RD, MIS)?
How to File a Complaint against Post Office Investments (NSC, PPF, RD, MIS)?
How to File a Complaint? There is no prescribed format for filing complaints. All it requires is for you to submit your complaint in writing, stating the facts, with documentary proof to back your claim. If your complaint is taken up, the settlement process will get under way … [Read more...] about How to File a Complaint against Post Office Investments (NSC, PPF, RD, MIS)?
What is Days Past Due (DPD) in CIBIL Credit Report?
What is Days Past Due (DPD) in Credit Report? DPD or Days Past Due appears in the Account(s) section of your CIBIL credit report. What does DPD indicate? DPD indicates by how many days a payment on that account is late that month. DPD shows the month and year of payment. … [Read more...] about What is Days Past Due (DPD) in CIBIL Credit Report?
CIBIL : Glossary
Asset Classification (AC) - It is important to note that some banks report DPD as per the Asset Classification norms defined by RBI, which are as follows: Actual Payment Amount - Is the amount you have paid to you lender if it is different from the EMI Amount. This may be … [Read more...] about CIBIL : Glossary
Best Online Term Insurance Plans on Premium (2013)
Looking to buy online term plan, check here the different term plans based on premium - … [Read more...] about Best Online Term Insurance Plans on Premium (2013)