A large number of foreign travellers, who book their holiday through a travel agent, often choose the policy offered by the travel agent for convenience or because they assume the great deal they just got on their package holiday will be replicated with the travel insurance too. This is rarely the case as travel agents look to recoup some of the discounts they give on holidays from added extras they promote such as travel insurance. So beware next time .
Why not to buy travel insurance from travel agents?
First of all, your Travel Agent is not an insurance agent nor an insurance expert. So buy travel insurance from the insurance company or an insurance agent/ broker, who knew the product coverage or terms and conditions.
Second, your Travel Agent offer you travel insurance from one insurance company, so you are restricting your choice to one. They often know little info about travel insurance and how their policy compares to others on the market.
How to get right travel insurance?
Go online..search insurance companies websites (like- icicilombard, bajajallianz, royalsundram etc.)..insurance aggregates websites (like- policybazaar, insurancemall etc.) and check the policy coverage, which suites your requirement. This would not take lots of time, just as little as ten minutes on the internet, you can compare hundreds of policies by price and policy features.
Please keep in mind that Travel Insurance is a very important part of your travel arrangements, particularly if you are travelling as a family. So do your homework and if you are unsure, buy your insurance cover from an expert. You wouldn’t buy your holiday from an insurance agent, so why buy your travel insurance from a travel agent.