Now and than you hear fraud news on insurance policies. It has impact on both insurers and policyholders. Lets check out - how to find out fake insurance policy - 1- Buy directly from the Insurance Company When no intermediate in between and you buy directly from the … [Read more...] about How to Check whether your Insurance Policy is Fake or not?
Health Insurance
How to Pay Insurance Premium via Mobile?
You can pay your insurance premium anytime and from anywhere, just using your mobile phone and credit/debit card. Let's check out available mobile options - 1- Mobile Website - Some insurers has come up with mobile websites/applications for renewal of their insurance policies … [Read more...] about How to Pay Insurance Premium via Mobile?
Apollo Munich's Optima Restore Health Plan : Review
Apollo Munich has a unique health insurance with innovative features called - "Optima Restore". The best feature of this plan is the restore feature of Sum Insured and NCB multiplier work simultaneously. … [Read more...] about Apollo Munich's Optima Restore Health Plan : Review
What is a Top-Up Health Insurance Plan?
Top-up Health Insurance Plans are medical reimbursement health plans with high deductible. In simple terms, Top-up policies reimburse expenses arising from certain illnesses over and above a specified amount. For example, suppose a top-up cover offers a sum assured of Rs. 5 lakh … [Read more...] about What is a Top-Up Health Insurance Plan?
ICICI Pru Life's Health Saver : Review
ICICI Pru's Health Saver is a Unit-linked health plans (ULHPs), which is a unique combination of health insurance and investment. So apart from giving health protection, this plan also help you to build a corpus that can be used to meet expenses not covered by health policies. … [Read more...] about ICICI Pru Life's Health Saver : Review
From where to buy the Critical Illness policy – General Insurer or Life Insurer?
You can buy Critical Illness Insurance policy from a general insurance company or from a life insurance company. But from where to buy the Critical Illness Insurance Policy - General Insurer or Life Insurer? Lets find out. In India, you can buy a Critical Illness Policy as a … [Read more...] about From where to buy the Critical Illness policy – General Insurer or Life Insurer?
Top 3 Critical Illness Plans of Life Insurers on Coverage (2012)
1- ICICI Pru - Crisis Cover (a) Diseases Covered - 35 (b) Who can buy - Any person aged between 18 years to 60 years (c) Minimum Sum Insured -3 lakh (d) Maximum Sum Insured -20 lakh (e) Survival Period - N/A (f) Waiting Period - No (g) Policy Term … [Read more...] about Top 3 Critical Illness Plans of Life Insurers on Coverage (2012)
Top 5 Critical Illness Plans of General Insurers on Coverage (2012)
1- Star Health - Star Criticare Plus (a) Diseases Covered - 9 (b) Who can buy - Any person aged between 18 years to 65 years (c) Minimum Sum Insured -2 lakh (d) Maximum Sum Insured -10 lakh (e) Survival Period - 30 Days (f) Waiting Period - 90 … [Read more...] about Top 5 Critical Illness Plans of General Insurers on Coverage (2012)
A disease can be pre-existing only if it’s certified by doctor
There is always debate on the pre-existing diseases and how and when Pre-existing disease will be covered?, in health insurance. Now a District Consumer Disputes Redressal Forum gave a ruling that, "For medical insurance claim settlement, a disease cannot be said to be … [Read more...] about A disease can be pre-existing only if it’s certified by doctor
How to file an Insurance Claim Complaint to Consumer Court?
If within 2 years of buying the product and services, you are not happy with the services of the insurance company and already lodge a complaint to Insurer and IRDA and if you do not get a satisfactory response from IRDA or Insurance company or Insurance Ombudsmen, you may … [Read more...] about How to file an Insurance Claim Complaint to Consumer Court?