Now and than you hear fraud news on insurance policies. It has impact on both insurers and policyholders. Lets check out - how to find out fake insurance policy - 1- Buy directly from the Insurance Company When no intermediate in between and you buy directly from the … [Read more...] about How to Check whether your Insurance Policy is Fake or not?
You can pay your insurance premium anytime and from anywhere, just using your mobile phone and credit/debit card. Let's check out available mobile options - 1- Mobile Website - Some insurers has come up with mobile websites/applications for renewal of their insurance policies … [Read more...] about How to Pay Insurance Premium via Mobile?
Apollo Munich has a unique health insurance with innovative features called - "Optima Restore". The best feature of this plan is the restore feature of Sum Insured and NCB multiplier work simultaneously. … [Read more...] about Apollo Munich's Optima Restore Health Plan : Review
Top-up Health Insurance Plans are medical reimbursement health plans with high deductible. In simple terms, Top-up policies reimburse expenses arising from certain illnesses over and above a specified amount. For example, suppose a top-up cover offers a sum assured of Rs. 5 lakh … [Read more...] about What is a Top-Up Health Insurance Plan?
ICICI Pru's Health Saver is a Unit-linked health plans (ULHPs), which is a unique combination of health insurance and investment. So apart from giving health protection, this plan also help you to build a corpus that can be used to meet expenses not covered by health policies. … [Read more...] about ICICI Pru Life's Health Saver : Review
You can buy Critical Illness Insurance policy from a general insurance company or from a life insurance company. But from where to buy the Critical Illness Insurance Policy - General Insurer or Life Insurer? Lets find out. In India, you can buy a Critical Illness Policy as a … [Read more...] about From where to buy the Critical Illness policy – General Insurer or Life Insurer?
1- ICICI Pru - Crisis Cover (a) Diseases Covered - 35 (b) Who can buy - Any person aged between 18 years to 60 years (c) Minimum Sum Insured -3 lakh (d) Maximum Sum Insured -20 lakh (e) Survival Period - N/A (f) Waiting Period - No (g) Policy Term … [Read more...] about Top 3 Critical Illness Plans of Life Insurers on Coverage (2012)
1- Star Health - Star Criticare Plus (a) Diseases Covered - 9 (b) Who can buy - Any person aged between 18 years to 65 years (c) Minimum Sum Insured -2 lakh (d) Maximum Sum Insured -10 lakh (e) Survival Period - 30 Days (f) Waiting Period - 90 … [Read more...] about Top 5 Critical Illness Plans of General Insurers on Coverage (2012)
There is always debate on the pre-existing diseases and how and when Pre-existing disease will be covered?, in health insurance. Now a District Consumer Disputes Redressal Forum gave a ruling that, "For medical insurance claim settlement, a disease cannot be said to be … [Read more...] about A disease can be pre-existing only if it’s certified by doctor
If within 2 years of buying the product and services, you are not happy with the services of the insurance company and already lodge a complaint to Insurer and IRDA and if you do not get a satisfactory response from IRDA or Insurance company or Insurance Ombudsmen, you may … [Read more...] about How to file an Insurance Claim Complaint to Consumer Court?