If within 30 days of lodging the complaint with the IRDA, if you do not get a satisfactory response from IRDA or Insurance company and you may approach Insurance Ombudsmen. Important Points : Before filing complaint in Ombudsman 1- The Insurance Ombudsman will not accept your … [Read more...] about How to file a Complaint to Insurance Ombudsman?
Health Insurance
How to file a Complaint to IRDA for an Insurance Claim?
If within 30 days of lodging the complaint with the insurance company, if you do not get a satisfactory response from insurance company then you may approach IRDA. Policyholder/Insured needs to send his/her complaints themselves or the claimants, otherwise the complaints will … [Read more...] about How to file a Complaint to IRDA for an Insurance Claim?
How to file an Appeal against Insurance Claim Denial?
If Your Insurance Claim is Denied, you can file an appeal against the insurance company, here is the procedure how you can do that - Initial Steps 1- First get written claim denials letter from insurance company. 2- Check your policy documents, whether the claim was … [Read more...] about How to file an Appeal against Insurance Claim Denial?
Religare Health gets R3 approval from IRDA
Religare Health Insurance Company Limited got its final stage R3 (Certificate of Registration) clearance from the Insurance Regulatory & Development Authority (IRDA) in order to operate in the General Insurance space. Religare Health Insurance Company Limited is promoted by … [Read more...] about Religare Health gets R3 approval from IRDA
Budget 2012 – Changes to Insurance Industry
General 1. Implementation of Direct tax code has again been deferred and won’t be applicable from 1st April, 2012. 2. Service tax rate increased from current 10% to 12%. This would mean life insurance premium will go up. Life Insurance Currently it is necessary that in … [Read more...] about Budget 2012 – Changes to Insurance Industry
How to prevent rejection of Health Insurance Claim?
Please follow following rules to prevent rejection of your Health Insurance Claim - 1. Read the list of coverage and exclusions in policy wordings (which comes to you with the policy). 2. Ensure that you declare all the pre-existing diseases at the time of enrolment. 3. Do … [Read more...] about How to prevent rejection of Health Insurance Claim?
How Deductibles and Co-insurance work in Health Insurance?
Excellent video tutorial on youtube explaining deductibles and how co-insurance/co-pay work in health insurance. … [Read more...] about How Deductibles and Co-insurance work in Health Insurance?
Bajaj Allianz launches Women Specific Critical Illness Policy
This policy is specially designed for Women. It covers some women specific critical illnesses. What it Covers? 1- Breast Cancer 2- Fallopian Tube Cancer 3- Uterine / Cervical cancer 4- Ovarian cancer 5- Vaginal cancer 6- Paralysis 7- Multi Trauma 8- Burns On diagnosis … [Read more...] about Bajaj Allianz launches Women Specific Critical Illness Policy
LIC launches child plan – 'Jeevan Ankur'
LIC has launched new conventional child plan - 'Jeevan Ankur'. This product is designed to meet the educational and other needs of the child. A conventional, with profits plan, ‘Jeevan Ankur', covers the risk on the life of the parent and the named child shall be the nominee … [Read more...] about LIC launches child plan – 'Jeevan Ankur'
Buy Online Term Insurance, Save More
Source - LiveMint.com … [Read more...] about Buy Online Term Insurance, Save More