Apollo Munich Health Insurance has launched health insurance plan - ‘Optima Restore'. Optima Restore offers a ‘restore' benefit that automatically reinstates the basic sum insured in case it is exhausted within the policy year. So, if the policyholder uses up the cover and … [Read more...] about Apollo Munich launches ‘Optima Restore'
Health Insurance
Health Insurance Claim Process
The Process Flow of Health Insurance Claim - … [Read more...] about Health Insurance Claim Process
Health Insurance FAQs : When Pre-existing disease will be covered?
My father is a diabetic and he is currently under medication. Is his diabetics can be covered under health insurance? No. That would be considered as pre-existing condition and hence would not be covered. He needs to wait for the health insurance waiting period (i.e. 4-5 years … [Read more...] about Health Insurance FAQs : When Pre-existing disease will be covered?
What is 'co-payment' or 'co-pay'?
What is co-payment or co-pay? A "co-payment" or "co-pay" is a specific charge that your health insurance plan may require that you pay for a specific medical service or supply, each time a medical service is accessed. In other words Co-payment refers to the portion of claim that … [Read more...] about What is 'co-payment' or 'co-pay'?
Now pay health insurance premium on your PIN code
If a policyholder is living in Jaipur, Lucknow and other tier II cities in India, and the cost of medical treatment is less in these cities as compared to the metros city hospitals then why policyholder pay health insurance premium same as in the metro cities. Those days are … [Read more...] about Now pay health insurance premium on your PIN code
LT Insurance launched health plan – ‘my:health Medisure Prime Insurance’
L&T Insurance has launched health insurance plan – ‘my:health Medisure Prime Insurance’. The policy offers an innovative feature that allows you to reinstatement of sum insured in case of hospitalisation due to an Accident. Salient features of my:health Medisure Prime … [Read more...] about LT Insurance launched health plan – ‘my:health Medisure Prime Insurance’
How much health insurance do you need?
How much health insurance do you need? Everyone should have enough health insurance coverage to cover all medical expenses as well as unexpected health care costs. This includes regular check-ups, physical tests, and prescription, as well as medical emergencies and … [Read more...] about How much health insurance do you need?
Bharti AXA Life launches Triple Benefit Critical Illness Plan
Bharti AXA Life Insurance has launched triple benefit critical illness plan - ‘Bharti AXA Life Triple Health Insurance Plan’. The policy includes 13 critical illnesses that are split into 3 groups. Should one have the misfor tune of being diagnosed with any critical illness … [Read more...] about Bharti AXA Life launches Triple Benefit Critical Illness Plan
Comparison between LIC’s 'Jeevan Arogya' SBI Life’s 'Hospital Cash'
Benefits Both the plans are fixed benefit plans but LIC’s Jeevan Arogya gives more benifts then SBI Life’s Hospital Cash. Benefits offered under LIC’s Jeevan Arogya are 1. Hospital cash benefit (HCB) 2. Major Surgical Benefit (MSB) 3. Day Care Procedure … [Read more...] about Comparison between LIC’s 'Jeevan Arogya' SBI Life’s 'Hospital Cash'
Health Insurance Portability : Simple 5 Steps to port your policy to new insurer
Step 1 A policyholder, who wants to port his policy to another insurance company, shall have to approach to new insurance company at least 45 days before the premium renewal date of his/her existing policy with old insurer, to enable the new company consider his application. … [Read more...] about Health Insurance Portability : Simple 5 Steps to port your policy to new insurer