How to File a Complaint? There is no prescribed format for filing complaints. All it requires is for you to submit your complaint in writing, stating the facts, with documentary proof to back your claim. If your complaint is taken up, the settlement process will get under way … [Read more...] about How to File a Complaint against Post Office Investments (NSC, PPF, RD, MIS)?
What is Days Past Due (DPD) in Credit Report? DPD or Days Past Due appears in the Account(s) section of your CIBIL credit report. What does DPD indicate? DPD indicates by how many days a payment on that account is late that month. DPD shows the month and year of payment. … [Read more...] about What is Days Past Due (DPD) in CIBIL Credit Report?
First get the CIBIL Credit Report, you can get it via Online or Offline. And check that all the info is correct. If some info is not correct, you can initiate a dispute to correct it via Online or Offline. What info you Need? 1- Personal Info - Name, Date of Birth, Gender, … [Read more...] about How to Initiate a Dispute with CIBIL for Correction of Credit Report (CIR)?
First thing is to get the CIBIL Credit Report, you can get it via Online or Offline. The CIBIL Credit Report contains following info - 1- CIBIL TransUnion Score This section reflects your CIBIL TransUnion Score, which is widely used by loan providers to evaluates loan … [Read more...] about How to read your CIBIL Credit Report?
Bank KYC will be Eligible for Buying Insurance KYC of banks will be eligible for insurance companies to issue policies. This will make the process for purchase of insurance policies simpler. Premium Threshold increased to 15% for Disabled The budget has relaxed the premium … [Read more...] about Budget 2013 : Changes to Insurance Industry
You can close or continue your PPF account, with or without deposits after maturity (after expiry of 15 years from the close of the financial year in which the initial subscription was made). The PPF account has a 15 year lock in, but then you can extend it for periods of 5 years … [Read more...] about How to extend PPF Account after 15 Years?
Post Office Monthly Income Scheme (PO MIS) account can be opened in the nearest post office branch. A depositor can open one or more than one POMIS account (subject to meet the condition that deposits in all accounts taken together shall not exceed rupees 4.5 lakh in single … [Read more...] about How to Open Post Office Monthly Income Scheme (PO MIS) Account?
Yes, you read it right. You can't take your credit history with you, when you are moving from foreign countries (USA, UK, Australia etc.) to India or from India to US/UK. Even when same Credit Reference Agencies are operating in both countries. You need to build your credit … [Read more...] about NRIs : You can’t transfer your US/UK Credit History to India
Any individual, who had bought E-gold, can take physical delivery of his E-gold units at any time if he wants. Each 1 unit of E-gold is equivalent to 1 gm of gold. Taking physical delivery is not necessary in E-gold trading. If individual wants to keep the E-gold, then he can do … [Read more...] about How to Take Delivery of E-gold?
What is E-gold? E-gold can be defined as the gold that can be bought/stored in an electronic form. E-gold can be bought in the form of units similar to shares. 1 unit of E-gold is equivalent to 1gm of gold. Investors can hold it in demat form. This electronic form gold can be … [Read more...] about How to open E-gold Account in India?